- Personal Financial Planning
- Wealth Management
- Registered Retirement Savings Plan (RRSP)
- Registered Education Savings Plan (RESP)
- Tax Free Savings Account (TFSA)
- High Interest Savings Account
- Insurance Company Investment Products
- Risk Management
- Life Insurance
- Critical Illness Insurance
- Disability Insurance
- Long Term Care
- Travel Insurance
- Mortgage Insurance
- Property Insurance
- Auto Insurance
- Mortgage and Line of Credit
- Professional Service Referrals
Life Insurance
Life insurance can provide global financial security for you and your family:
If you die prematurely, the insurance benefits can be used to:
- Pay final expenses and any debts
- Provide an income for your family
- Ensure your family has the resources to maintain a comfortable standard of living
- Provide fund for the tax of the estate and leave a legacy to your inheritors
- Leave a donation to your desirable charity
While you’re still living, permanent life insurance policies can:
- Build tax-advantaged savings which you can withdraw as needed for personal or business opportunities
- Supplement your retirement income
- Provide for long-term care or home care for yourself or a family member
There are two types of life insurance :
Term Life Insurance
Term life insurance is well-suited to meet high or short-term protection needs for the lowest initial cost.
Permanent Life Insurance
Permanent life insurance can protect you for your lifetime. There are two types of permanent life insurance:
- Participating whole life insurance and
- Universal life insurance.
Our advisors will provide recommendations and proposals which would suit your financial need.