Life Insurance

Life insurance can provide global financial security for you and your family:

If you die prematurely, the insurance benefits can be used to:

  • Pay final expenses and any debts
  • Provide an income for your family
  • Ensure your family has the resources to maintain a comfortable standard of living
  • Provide fund for the tax of the estate and leave a legacy to your inheritors
  • Leave a donation to your desirable charity

While you’re still living, permanent life insurance policies can:

  • Build tax-advantaged savings which you can withdraw as needed for personal or business opportunities
  • Supplement your retirement income
  • Provide for long-term care or home care for yourself or a family member

There are two types of life insurance :


Term Life Insurance

Term life insurance is well-suited to meet high or short-term protection needs for the lowest initial cost.


Permanent Life Insurance

Permanent life insurance can protect you for your lifetime. There are two types of permanent life insurance:

  • Participating whole life insurance and
  • Universal life insurance.

Our advisors will provide recommendations and proposals which would suit your financial need.