Life Insurance
Life insurance can provide global financial security for you and your family:
If you die prematurely, the insurance benefits can be used to:
- Pay final expenses and any debts
- Provide an income for your family
- Ensure your family has the resources to maintain a comfortable standard of living
- Provide fund for the tax of the estate and leave a legacy to your inheritors
- Leave a donation to your desirable charity
While you’re still living, permanent life insurance policies can:
- Build tax-advantaged savings which you can withdraw as needed for personal or business opportunities
- Supplement your retirement income
- Provide for long-term care or home care for yourself or a family member
There are two types of life insurance :
Term Life Insurance
Term life insurance is well-suited to meet high or short-term protection needs for the lowest initial cost.
Permanent Life Insurance
Permanent life insurance can protect you for your lifetime. There are two types of permanent life insurance:
- Participating whole life insurance and
- Universal life insurance.
Our advisors will provide recommendations and proposals which would suit your financial need.