Life Insurance

    Life insurance can provide global financial security for you and your family:

    If you die prematurely, the insurance benefits can be used to:

    • Pay final expenses and any debts
    • Provide an income for your family
    • Ensure your family has the resources to maintain a comfortable standard of living
    • Provide fund for the tax of the estate and leave a legacy to your inheritors
    • Leave a donation to your desirable charity

    While you’re still living, permanent life insurance policies can:

    • Build tax-advantaged savings which you can withdraw as needed for personal or business opportunities
    • Supplement your retirement income
    • Provide for long-term care or home care for yourself or a family member

    There are two types of life insurance :

     

    Term Life Insurance

    Term life insurance is well-suited to meet high or short-term protection needs for the lowest initial cost.

     

    Permanent Life Insurance

    Permanent life insurance can protect you for your lifetime. There are two types of permanent life insurance:

    • Participating whole life insurance and
    • Universal life insurance.

    Our advisors will provide recommendations and proposals which would suit your financial need.